Interest Rates

Fixed Deposits
 
  Particulars   Individual   Institutional
  Quarterly   Maturity   Quarterly
  3 Months  10.50 %  10.50 %  9.00 %
  6 Months  11.00 %  11.00 %  10.00 %
  1 Year & Above  11.50 %  11.50 %  11.00 %











Savings Deposits
  Saving Deposits   Minimum Balance Rs.   Interest Rate
  Special Savings   10,000/-   8.50 %
  Bal Bachat   200/-   8.50 %
  Nari Bachat   200/-   8.50 %
  Jestha Nagarik   200/-   8.50 %
  Gurkha Pension Savings   200/-   8.50 %
  Shareholders/Payroll Savings   200/-   8.00 %
  Regular/Student Savings   200/-   8.00 %
  Recovery Account   2,000/-   0.00 %
  Corporate Flexible Deposits   Upto 8.00%


Loans and Advances
  Loans and Advances   Interest Rate %
  Home Loan   BR + Upto 4 %
  Term Loan   BR + Upto 4 %
  Share Loan   BR + Upto 4 %
  Gold Loan   BR + Upto 4 %
  Business/Working Capital Loan   BR + Upto 4 %
  Agriculture/SME/Education Loan   BR + Upto 4 %
  Hire Purchase / Personal Loan   BR + Upto 5 %
  Real Estate Loan   BR + Upto 5 %​
  Professional Loan   BR + Upto 5 %​
  Loan Against FD   Plus 2 %
  Deprived Sector Loan   as per agreement
  Consotium Loan   as per Consortium Decision
  Base Rate of Ashwin 2075   13.56 %
  Interest Spread of Ashwin 2075   4.60 %